Maryland · 2026
Maryland property tax exemptions
✓ Verified August 2026 against official county pages — 3 sources linked below.
Exemptions lower the value your taxes are figured on — for most homeowners they're the easiest money on this page. Nearly every one has a filing date, though, and missing it usually costs you a year. The statewide programs and their deadlines are below; many counties and cities layer their own versions on top.
| Exemption | Deadline to file | What it's worth |
|---|---|---|
| Homestead Tax Credit | File the one-time application with SDAT (do it when you buy) | Caps the annual increase in your taxable assessment at 10% statewide — and many counties cap far lower — on your principal residence. One-time application required |
| Homeowners' Property Tax Credit | Apply by April 1 for the credit to appear on that year's July bill (applications accepted later in the year) | An income-based credit for homeowners of any age whose property taxes outrun the statutory percentage of gross household income |
| Disabled veteran exemption | Apply when eligible | Full exemption for veterans with a 100% permanent service-connected disability, and for qualifying surviving spouses |
How to file
Homestead Tax Credit: Apply once through SDAT; the credit then applies automatically each year you qualify.
Homeowners' Property Tax Credit: Annual application with SDAT (Form HTC).
Disabled veteran exemption: File with SDAT with VA documentation.
Amounts and dates above are the statewide baseline — where counties or cities run their own versions, the local deadline and paperwork can differ. Confirm with your county assessor before relying on a date.
Exempted and still think the bill is high? The next lever is the value itself: how to appeal in Maryland.
Common questions
- When is the Maryland homestead exemption deadline?
- File the one-time application with SDAT (do it when you buy). Apply once through SDAT; the credit then applies automatically each year you qualify.
- Do Maryland exemptions apply automatically?
- Most don't — nearly every program starts with an application, and some must be renewed. Missing the filing window usually means waiting a year, so if you live in the home you own, check what you've claimed before anything else. Confirm details with your county assessor.
Sources
Every fact on this page comes from an official page. Check them yourself:
- SDAT — assessment appeal process — checked 2026-08-12
- SDAT — Maryland Homestead Tax Credit — checked 2026-08-12
- Baltimore County — payment schedules — checked 2026-08-12